What happens when a landlord dies?

When a landlord dies, it can leave both tenants and family members unsure about what happens next. The key point is that the tenancy does not automatically end. In most cases, the tenant keeps the same rights and responsibilities, and someone else steps in to manage the property while the landlord’s estate is dealt with.

The tenancy continues

A tenant does not have to leave simply because their landlord has died. The tenancy normally continues on the same terms, including the rent, repair obligations and any other conditions in the tenancy agreement.

Who takes over?

If the property was owned jointly, the surviving owner will usually become responsible for the tenancy straight away. If the landlord owned the property in their sole name, the estate will be dealt with by the executors named in the will, or by administrators if there is no will. These people are often called personal representatives.

Rent and repairs still matter

Rent remains payable, but tenants should make sure they know who is legally entitled to receive it. If there is uncertainty, it is sensible for the tenant to keep the rent safely set aside until clear payment instructions are given. Repairs, safety checks and deposit obligations also continue while the estate is being administered.

Once the personal representatives change the address for service or payment arrangements, they should give the tenants an updated Section 48 address and comply with Section 47, so that rent remains lawfully due and any future notice is valid.

If the property is sold or inherited

If the property is later sold or transferred to a beneficiary, the new owner takes over as landlord. The tenant should be given the new landlord’s name and address, together with clear information about where rent should be paid and where notices should be sent.

Practical steps

  • Landlords should ensure a Will is made to appoint executors that can step in and manage the property.
  • Appointed Executors/Personal representatives should identify themselves clearly and provide written payment instructions.
  • Urgent repairs, insurance and safety requirements should be dealt with promptly.
  • Legal advice should be taken if there is any dispute about authority, rent, possession or sale.

The death of a landlord can be unsettling, but it does not usually change the tenant’s immediate right to remain in the property. Clear communication, proper records and early legal advice can help avoid confusion for everyone involved.

You can find out more about our services to Landlords and Tenants, and download our leaflet, here Residential Landlord and Tenant Disputes Legal Services | Adams Harrison

For more information and advice on this and how this may affect you please contact our Property Litigation Team at [email protected]

Huge congratulations to Jack Stewart on celebrating 10 years with the firm.

From newly qualified solicitor to partner and head of residential conveyancing, his journey over the last decade is a testament to his hard work, enthusiasm, expertise and dedication.

To mark the occasion Jack has received this plant, together with a bonus, to celebrate this significant milestone and to thank him for his invaluable contribution to the firm.

Mutual Wills vs Mirror Wills: What’s the Difference?

When couples make Wills together, the terms “mirror Wills” and “mutual Wills” are often used interchangeably. In reality, they are very different legal arrangements, and misunderstanding the distinction can have significant consequences for a family’s estate planning.

In practice, most couples who ask for “mutual Wills” actually mean mirror Wills. True mutual Wills are relatively rare because they create a binding agreement that can restrict the surviving partner’s freedom for the rest of their life.

What Are Mirror Wills?

Mirror Wills are two separate Wills containing identical or near-identical provisions. Typically, each partner:

  • Leaves their estate to the other on the first death; and
  • Leaves the estate to the same beneficiaries (usually children) after the second death.

Although the Wills mirror one another, they remain entirely separate documents. Either party can change or revoke their own Will whenever they choose, provided they have the necessary mental capacity.

This flexibility is one of the major reasons mirror Wills are so popular and recommended.

The key drawback is that nothing prevents the survivor from changing their Will after the first death.

What Are Mutual Wills?

Mutual Wills go much further than mirror Wills. A mutual Will arrangement involves a legally binding agreement between two people that neither will change their testamentary wishes without the other doing so, this becomes impossible once the first party to a mutual Will passes away.

The Wills themselves may look similar to mirror Wills, but there is an additional contractual element. Upon the death of the first person, the survivor becomes bound by the agreement and cannot later alter the ultimate destination of the assets.

If the survivor tries to depart from the agreement, the courts may intervene to enforce the original arrangement.

Mutual Wills are typically used where certainty is more important than flexibility. A common example is a blended family.

A mutual Will arrangement can provide protection against this risk by ensuring that the agreed beneficiaries ultimately inherit.

The Importance of Clear Evidence

One of the difficulties with mutual Wills is that the courts require clear evidence that a binding agreement was intended.

The fact that two Wills are identical does not automatically make them mutual.

In England and Wales, the courts generally require convincing evidence that the parties intended to create a legally binding arrangement and not merely matching Wills. For that reason, solicitors drafting genuine mutual Wills usually record the agreement in very clear terms.

The decision between making mutual Wills and mirror Wills is an important one and not one to be made quickly. If you would like to create a new Will with your partner and would like friendly and professional advice as to the advantages and disadvantages of both options that are tailored to your familial and financial circumstances, please contact one of our offices using the details below.

Saffron Walden – 01799 523 441

Sawston – 01223 832 939

Haverhill – 01440 702 485

Client feedback statistics for the period 1st July 2025 to 30th June 2026

Adams Harrison strives to provide our best service to all clients and client feedback is a measure of how we are doing.

Clients are sent a feedback questionnaire at the end of a matter and we are pleased that so many take the time to complete and return the questionnaire.

We have analysed feedback received in the 12 months to 30th June 2026 and the statistics can be seen below:

Analysis of client questionnaire feedback – July 2025 to June 2026

96% of clients were “very satisfied” with our overall service to them

92% of clients deemed their interaction with our reception staff and other staff to be “very good”

86% of clients said they found the information and advice they were given “very easy” to understand

94% of clients said they were kept up to date “very well” on progress

99% of clients said that the personal manner of their lawyer was “very good”

84% of clients said they would be “certain” to recommend us to others and 14% “likely to”

 

With the consent of our clients, we also publish real testimonials on our website, and you can see these at the top of each web page for each area of work.

Alison Helbert, our Accounts Manager, celebrates 45 years’ service

Today we’re celebrating an incredible milestone – 45 years of dedicated service

A huge congratulations and thank you to Alison Helbert, our Accounts Manager on reaching this remarkable achievement.

Alison is the backbone of our accounts team, providing unwavering support to colleagues across the firm, expertly managing every aspect of our accounts functions, and ensuring our client money is handled with the utmost care.

Alison’s loyalty, commitment, hard work, and attention to detail have earned the respect and appreciation of everyone who has had the pleasure of working with her.

From all the partners, thank you Alison for 45 years of exceptional service and dedication. Here’s to this incredible milestone.

Adams Harrison accredited for Lexcel for another year

Adams Harrison are proud to announce that we have once again been accredited with Lexcel, the Law Society of England and Wales’ legal practice quality mark for client care, compliance and practice management.

Lexcel is designed specifically for legal practices and recognises firms that demonstrate strong systems, clear procedures and a consistent commitment to high standards across key areas including:

  • client care,
  • risk management,
  • people management,
  • structure and strategy,
  • financial management,
  • information management, and
  • file and case management.

Holding Lexcel accreditation provides reassurance to our clients that Adams Harrison continues to operate efficiently, ethically and with a strong focus on delivering a reliable, high-quality service. The annual assessment process, which takes 3 days, reviews the firm’s policies, procedures and files, and includes interviews with members of the team to ensure that the standard remains embedded in day-to-day practice.

Adams Harrison has held the Lexcel accreditation since 1999 and remains proud to be among the firms that have demonstrated a long-standing commitment to legal excellence. Our continued accreditation reflects the hard work of everyone across the firm and our ongoing dedication to client care, compliance, staff development, risk management and sound practice management.

We are delighted to have achieved Lexcel accreditation for another year and remain committed to maintaining the standards that our clients, colleagues and community can trust.

The risks to Employers of not providing an Employment Contract.

In the UK, employers must give employees and workers a written statement of their employment particulars. This is commonly known as a Section 1 Statement and, for most key terms, it must be provided no later than the first day of employment or engagement.

What is a written statement of employment particulars?

A Section 1 Statement sets out the main terms of the working relationship. It is not always the same as a full employment contract, but many employers choose to include the required particulars within a contract because it gives both parties a more complete record of their rights and obligations.

  • certain core terms must be provided in one main document, often called the principal statement;
  • some information can be set out in another document that the employee or worker can reasonably access, such as a staff handbook or policy; and
  • a limited number of further particulars may be provided within two months of the start date.

What are the consequences of not having a Contract?

If an employee or worker brings a successful Employment Tribunal claim and can show that they were not given a compliant written statement, the Tribunal may make an additional award of two to four weeks’ pay, subject to the statutory cap.

The financial penalty may appear modest in an individual case, but the wider consequences can be more significant. Unclear terms can lead to disputes about pay, notice, holidays, benefits, working patterns, post-termination restrictions and confidentiality.

Why is a professionally drafted Contract worth having?

A well-drafted contract does more than satisfy the statutory written statement requirement. It helps set expectations from the beginning, reduces the scope for misunderstanding and gives the employer a stronger basis for managing the relationship if issues arise. It also gives the employer an opportunity to protect the business by including appropriate restrictive covenants, such as provisions dealing with confidentiality, client relationships, staff poaching and competition after employment ends.

For employers, the safest approach is to review employment documentation before a new recruit starts and to ensure that contracts, handbooks and workplace policies work together. If your business has grown, changed working arrangements, or not updated its documents for some time, it may be sensible to review them now rather than wait for a dispute.

If you would like help preparing or reviewing employment documentation, we can advise on your business needs and help ensure they are clear, compliant and commercially practical.

Could you challenge a Will if you have been left out?

The High Court decision in McDaniel v Talbot & Anor [2026] EWHC 928 (Ch), handed down on 17 April 2026, shows that being left out of a Will does not always mean you have no claim.

In the case, Emma McDaniel brought a claim under the Inheritance (Provision for Family and Dependants) Act 1975 after her father died leaving his estate to his widow under a 2014 Will which specifically excluded her. The Will said: “I DECLARE that I have NOT made any provision in my Will for my son Rhys Winstone whom I have never met nor my daughter Emma Winstone who I last saw about twenty years ago. I do not have contact with either of them.”

Although father and daughter had been estranged for many years, they reconnected in 2019 and developed a close relationship before his death. The court took into account Emma’s financial difficulties, her caring responsibilities, and the changed family circumstances.  The court held that the Will failed to make reasonable financial provision for Emma’s maintenance and made an award for her over £123,000 from the estate.  The claimant was held by the Court to have an income that was just at a subsistence level so that justified her financial need but was not (of itself) the triggering threshold for a payment from the Deceased’s estate. There had to be something else, ie special circumstances rather than mere financial vulnerability.

 

You may have a claim if  you are a child of the person who died, or someone they were supporting financially and:

  • You were left out of a Will, or received far less than expected
  • You are struggling financially or have significant caring responsibilities
  • The relationship had changed since the Will was written
  • The Will no longer reflects what was really happening at the time of death

Every case depends on its own facts, but this decision shows that courts do not just look at the wording of a Will. They also consider needs, family circumstances, and whether there is a fair basis for making provision.

If you believe you have been unfairly left out of a Will, it is important to get advice promptly, as strict time limits can apply to inheritance claims. A clear review of your circumstances can help you understand whether you may be able to bring a claim.  We can provide this so please contact us – [email protected]

Crypto – Can I use it when buying a house?

Crypto is becoming a more commonly used destination for those looking to invest but there are many high street firms that will refuse to accept crypto for the use of deposit or balance payments when purchasing a property.

Why isn’t it accepted by some firms?

Unfortunately, many looking to invest do not appreciate the difficulties the legal sector can encounter when assessing and considering source of funds for AML and due diligence purposes. As solicitors; we have a duty to investigate the source and validity of funds that would pass through our accounts and very few can be more difficult to trace and consider than crypto investments.

Whilst it is accepted that supplementary evidence like transaction history, receipts for payments, ICO Details and wallet transactions can all be produced, the complexity of the investments can often require hours of dedicated review and research and more often than not the cost for such a review would exceed the fee being charged for the initial works.

As a firm we have made the decision that until there are reliable, government backed and regulator approved summaries and reviews of crypto investments made available we will not accept this as a source from clients.

Recommendations

If you do regularly invest in crypto or are considering investing in the future I would recommend creating a new account with your bank that is dedicated purely to the receipt of crypto funds and further investments. This way you can keep separate any other sources that you may be looking to use to fund your next property purchase or legal transaction and remove the risk of tainting said source with crypto.

Employment Tribunal backlog

The employment tribunal system has been under increasing pressure for some time, with long delays leaving both employers and employees waiting a long time for claims to be resolved. Cases are taking more than double the amount of time to be concluded via the Employment Tribunal than a year ago.  As at December 2025 there were 30,784 open cases.  This is only likely to increase further with the changes brought about by the Employment Rights Act 2025.  The reason for the backlog is that there are more new cases coming through quicker than the employment tribunal system can deal with the cases it already has!

There have been some recent proposals supported by the Employment Lawyers Association.  The suggested reforms include compulsory mediation for all claims and the introduction of a three-track tribunal structure based on the value and complexity of the dispute. The aim is to deal with straightforward claims more efficiently, encourage earlier settlement where possible, and allow more complex matters to be managed with procedures better matched to their scale.

The proposals would divide tribunal claims into three categories: simpler claims under £20,000, mid-range claims managed more tightly with limits on issues, and higher-value or more complex claims handled with a more in-depth procedure and potential costs consequences.

For employers, prolonged tribunal proceedings can mean extended management time, legal cost and uncertainty. For employees, delay can mean prolonged stress and uncertainty at a time when they may already be dealing with the loss of employment or a breakdown in workplace relations.

However, these are currently only proposals. Even so, the debate highlights an important point that employment disputes are becoming more complex, and both businesses and individuals benefit from taking early advice, understanding the strengths of a case, and exploring settlement wherever appropriate.

How can we help?

If you are dealing with an employment dispute, whether as an employer or an employee, obtaining clear legal advice at an early stage can make a real difference. If you would like practical guidance and legal advice to resolve the claim then our team are here to help you take the right steps with confidence.